Middlestead's Privacy Policy

1. We collect non-public personal information about you form the following sources:
• Infomation we receive from you on applications or other submitted forms;
• Informationl about your transactions with us, our affilliates, or others; and
• Information we receive from a consumer reporting agency.

2. We do not disclose any non-public personal information about our clients or former
clients to anyone, except as required by law.

3. We will only share information we collect, as described above, with our affiliates when it is necessary to tbetter serve your financial needs. If you do not wish for Middlestead Mortgage fo share your information with our affiliates, please contact us or let us know at time of appllication.

4. We may disclose the following information to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements:
• Information we receive from you on applications or other forms, such as name, address, social security number, assets, and income;
• Information about your transactions with us, our afilliates, or others, such as your account balance, payment history, and parties to transactions; and
• Information we recieve from a consumer reporting agency, such as your creditworthiness and credit history.

5. We restrict access to non-public personal information about you to those employees who need to know that information in order to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations in orfer to guard your non-public personal information.